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Everything You Need to Know About HOA Home Renovations

Living in a homeowners association definitely has many benefits. In exchange for monthly dues, you get to enjoy community amenities and services. There are certain things that require approval from your HOA, though, such as HOA home renovations.

HOA Home Renovations: The Association’s Role

First of all, what is a homeowners association anyway ? Simply put, a homeowners association is a private association or governing body that manages a residential development or community. It is governed by a set of board members, known as the HOA Board of Directors, elected into position by fellow homeowners.

Members who live within the HOA community are required to pay regular dues. In turn, the HOA uses these funds for the community’s maintenance and upkeep.

An HOA’s main function is to maintain and improve the property values of the homes in the community. To do this, homeowners must abide by a set of covenants and rules that dictate how they can and cannot behave. It also includes restrictions on what you can and cannot do with your property.

If you plan on renovating your home in the near future, there is a good chance you must seek approval from your HOA first. Since restrictions can vary from HOA to HOA, it is best to refer to your community’s own governing documents — usually the CC&Rs — to learn what provisions you must follow.

What HOA Home Renovations Require Approval?

Although not all HOAs have the same restrictive covenants in place, most associations share certain commonalities. This includes needing to obtain approval from the HOA board or the Architectural Review Committee for certain changes to your property.

It is important to remember that part of improving property values is maintaining curb appeal. Homeowners associations accomplish this by ensuring that all properties in the community look attractive and conform to the standards set by the HOA. This could mean barring you from painting the exterior of your house a certain color or preventing you from cutting down certain trees.

But, HOA approval is not limited to changes to the exterior of your property. There are also HOAs that require homeowners to seek approval for interior renovation projects. This is due to the fact that some interior improvements can affect other homeowners. For instance, retiling a bathroom might have an effect on the room’s waterproofing and, therefore, lead to flooding.

Other examples of renovation projects, both exterior and interior, that typically require approval from the association include:

  • Rewiring
  • Flooring
  • Exterior painting 
  • Ceiling replacements
  • Roof replacements or additions 
  • Gutters 
  • Front door replacements 
  • Landscaping 
  • Wall removal 
  • Room additions 
  • Plumbing 
  • Kitchen renovations 
  • Other major renovations 

What HOA Home Renovations Do Not Require Approval? 

On the other hand, homeowners can usually perform minor renovations or repairs without the need for HOA approval. This includes changing light bulbs or lighting fixtures (such as switches and electrical outlets), changing bathroom fixtures such as sinks and showers, and changing the trim in your interior. Again, it differs from community to community. Therefore, it is best for you to check with your HOA first to determine which projects you can undertake without approval. 

How to Get Approval from Your HOA 

As with restrictive covenants , the specific procedure for how to get HOA approval for renovation projects varies from association to association. Generally speaking, though, the process usually requires you to fill out an application form consisting of the renovation project’s details. It is worth noting that having an expert help you accomplish the form will boost the likelihood of receiving approval from the HOA. 

When it comes to renovation applications, it is best to provide the HOA with as much information as possible. This way, the HOA Board or the ARC can assess the application with complete details. A typical application form will ask you for the following information: 

  • The project’s timeline (including start date, completion date, and hours of the day the renovation will take place) 
  • The type of renovation you plan to do and how it will affect common property 
  • Any common areas that you will use for the project 
  • Types of materials you will use in the renovation 
  • A list of contractors, tradespeople, and workers involved in the project as well as their licenses 

Some HOAs will provide you with a list of pre-approved licensed contractors. Otherwise, you will need to look for one yourself. Contractors must be fully licensed and insured as well as have all the required permits to work on your renovation project. 

After filling out the proposal, you will then need to submit it to the appropriate governing body. That is either the HOA Board or the ARC. They will then need time to examine your proposal. Sometimes, the approval process will take longer than expected because of certain procedures such as verification of the contractor’s license and insurance. Usually, though, you will need to wait 14 to 30 days. 

What Happens If You Don’t Get HOA Approval? 

Some homeowners choose to go behind their association’s back and proceed with a renovation project without approval. This, however, only spells disaster. If you decide to start HOA home renovations without approval, the HOA will likely direct you to halt the project. The HOA may also ask you to redo the project from start to finish if it does not meet the association’s standards. Remember to always seek approval so that you do not waste time and money. Working on the Renovation Project After receiving approval for your proposal, you can start the actual renovation process. Keep in mind that renovations can create a lot of noise and disrupt peace in the neighborhood. Therefore, you must schedule work within the construction hours the HOA approved. This is typically between 7 a.m. and 7 p.m. on weekdays and between 9 a.m. and 9 p.m. on weekends. 

It is also a good idea to notify your neighbors of the impending work. Let them know how long the project is expected to last and other pertinent information. Your neighbors will likely have questions or even some grievances, so prepare yourself. Knowing the answers to all the important questions will help you minimize conflict.

Additionally, you must make sure to follow the requirements set forth by the HOA. Store the work materials in the proper place and dispose of construction debris in the right way. Sanitation haulers do not allow homeowners to throw any construction materials in the trash receptacles. You must also see to it that all construction materials and garbage are properly disposed of after the completion of the project. 

The Bottom Line 

Many homeowners find it tricky to navigate through the requirements of HOA home renovations. But, as long as you familiarize yourself with the community’s CC&Rs and follow the rules religiously, you will not have a problem.

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